SAK Filings
Business consultancy, income tax and GST filing for individuals and small businesses.
Earning since June 2025Avishkar Saravanan · Founder, Zetra Groups
Accounts by day.Builder by night.
Taxes, GST, trading, apps and AI. One person, one umbrella, many things being built toward the first million.
Scroll to roll the film
September 2024
It started
at zero.
The ventures
One umbrella, many brands
Zetra Groups holds the business that already pays the bills and the ones being built. Keep scrolling to run the reel.
Gunaka
All-in-one Indian financial calculators with graphs and a learning section, live at gunaka.in.
Launched November 2026AvisHIVF
Clinic management software for IVF centres in India, built with two developer partners.
In developmentSpotzy
A Tamil Nadu travel app: waterfalls, live spot status, an AI trip planner and risk zones.
Started September 2026Hi Startups
Services that help micro businesses start and scale. The biggest plan on the board.
Since October 2025 · MVP by 2028Pandachic
Luxury black and white clothing for men and women. Chic in black and white.
Launch planned for 2029The journey
From a delivery bag to an empire
Every chapter so far, in order, and the ones already planned. Scroll and watch the line light up.
7Chapters done
1Business earning
1App live
4In the pipeline
Sep2024
Mission start
Day zero
The Zero to Millionaire mission begins. First hustle: delivering for Swiggy, delivery bag on the back.
Dec2024
Milestone
Bangalore calling
Moves to Bangalore as an Accounts Executive. The day job that funds the dream.
Jun2025
Earning
First business. First revenue.
SAK Filings and Business Consultancy opens for income tax, GST and advisory, and earns its first revenue.
Oct2025
Idea stage
The biggest idea
Starts building Hi Startups, to help micro businesses start and scale. Still in the idea stage.
Sep2026
Building MVP
Spotzy is born
Starts building Spotzy, the Tamil Nadu travel app. The Instagram page goes live and the MVP is in the works.
Oct2026
Idea stage
Zetra AI Pet
The Zetra AI Pet is planned: a voice assistant pet for the desk. Idea stage.
Nov2026
Launched
Gunaka.in goes live
Gunaka.in launches, and the first newsletter goes out on LinkedIn.
You are here · Nov 2026
The pipeline
Seven chapters written. Four more already planned.
Dec2026
Next up
StartAcad AI for Business
The StartAcad AI for Business course launches.
Target2027
Pipeline
The first Zetra AI Pet
Launch of our first Zetra AI Pet.
Target2028
Pipeline
Two MVPs complete
Hi Startups and Spotzy finish MVP development.
Target2029
Pipeline
Pandachic
The luxury black and white brand Pandachic launches.
The product universe
Screens floating in the dark
Apps and tools in progress. Hover or tap a screen to light it up.
EMI per month
₹ 24,380
Gunaka
Launched November 2026 at gunaka.in: EMI, FD, RD and SIP calculators with clear graphs.
Spot open
Spotzy
Tamil Nadu waterfalls with live status, an AI planner and risk zones. MVP in progress.
Today's patients
AvisHIVF
Appointments, patient records and billing for IVF clinics in one system.
Course progress
StartAcad
The learning side of Gunaka. The AI for business course launches in December 2026.
Zetra AI OS
A multi-AI workspace where CEO, CTO, CFO and CMO agents run every product.
Zetra AI Pet
A voice assistant pet for the desk. Idea stage now, first unit planned for 2027.
The finale
Zero toMillionaire
1,000,000
The target. The mission started in September 2024.
The whole climb is documented on YouTube. Open to collaborations in business, accounting, technology, textiles and content.
The empire
Started with a delivery bag.
Still building my empire.
It's just the start.
Written, directed and lived byAvishkar Saravanan